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21
NOV
2014

A Day in the Life of Jim Brogan: 2011 Advisor of the Year

By Daniel D. Williams September 2011 issue of Senior Market Advisor ® Copyright 2011 The late basketball coach, John Wooden, had a philosophy he lived by, “be quick, but don’t hurry.” Although Wooden was the Wizard of Westwood, making his name at UCLA and Jim Brogan bleeds...
16
JUN
2014

Health Care Costs and Your Retirement Income

Hallerin, rising healthcare costs are among the top concerns of retirees today. A recent survey by the Employee Benefit Research Institute shows that more than half of retirees are not confident they have saved enough to pay their medical expenses in retirement. According to the...
21
JAN
2014

3 Common Mistakes in Traditional Retirement Planning

Hallerin, I’m often asked, “Jim, what are the biggest mistakes you see retirees make with their financial plan?” Number one, is not understanding the true risks to your long-term success. Most investors, in my view, are either way too exposed to losing money in bad markets or...
19
NOV
2013

Building Guaranteed Inflation Protected Income

Hallerin, one of the keys to a successful retirement is to develop guaranteed inflation protected income. Begin by identifying your monthly income sources including Social Security and pensions. Next, identify your total income need. If there is a shortfall between this...
12
NOV
2013

When Should We Apply for Social Security

When should we apply for Social Security income? After all, there many factors to think about. Delaying benefits from age 62 to 66 will increase income by 32 percent, and delaying from 66 to 70 will increase benefits another 32 percent, and if the higher earning spouse delays...
02
JUL
2013

Inflation: The Silent Killer of Retirement Income

Hallerin, as we continue our series on the greatest risks to retirement income, let’s talk about inflation. Inflation is like cholesterol, it’s a silent killer; it slowly erodes your life’s savings. Over the first 10 years of your retirement, if we have normal inflation of 3.5%...
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